Background Paths
Background Paths
2025/26 UK Tax Rates

YourTrueWage

The UK's most comprehensive hourly wage calculator. Factor in tax, commute, stress, and hidden costs to discover what you really earn.

Discover what you really earn per hour after all costs

How It Works

Three steps to clarity

1

Enter your details

Salary, hours, commute, and work costs — guided step by step.

2

See your true wage

Your real hourly rate after all hidden costs and time commitments.

3

Get your AI report

Personalised insights with your path to financial independence.

Quick Calculator

See the difference in 30 seconds

Enter three numbers. The result might surprise you.

£

13

UK-specific calculators

2025/26

Tax year rates

AI

Powered insights

Pricing

Simple, transparent pricing

Start free. Upgrade when you need more.

Free

Everything you need to get started

£0/month
Full calculator (all 13 factors)
Shareable results URLs
3 saved scenarios
Basic FIRE projection
1 AI report preview
Unlimited scenarios
Full AI reports & PDF export
Priority support
Start Free
Most Popular

Premium

For serious financial planning

£5/month

£60 billed annually

Full calculator (all 13 factors)
Shareable results URLs
Unlimited saved scenarios
Advanced FIRE projections
Full AI reports & insights
PDF export
Scenario comparison
Priority support

Lifetime

One payment, forever access

£500one-time
Everything in Premium
Never pay again
All future features included
Early access to new tools
Priority support

Frequently Asked Questions

The free tier gives you full access to the calculator with all 13 factors. No credit card required.

Cancel anytime from your account settings. No questions asked, no cancellation fees.

We use the official 2025/26 HMRC rates for Income Tax, National Insurance, and Student Loans, including Scotland-specific bands.

We accept all major cards, Apple Pay, and Google Pay via Stripe.

Your data is stored securely on Supabase with encryption at rest. We never share your financial information.

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